There are scammers in every business, there is no doubt about that. They feed on someone else’s hurt and emotions. Finance has not been an extremely tasty morsel for cheaters from today.
Financial pyramids, parabanks, phishing, not legal practices related to borrowing and debt collection – these are the topics that cause us fear. How not to give in to financial fraudsters or to minimize the damage caused by extortion? Check.
Before you take out a loan or incur any liabilities at a non-bank institution, pay attention to a few basic things:
First – check the company. Find out how long it has been on the market and check if it is included in such lists as the Polish Association of Loan Companies or the Register of Loan Institutions.
Second – read the comments of people who dealt with the company you selected.
Be sure to reach for information from several sources and draw conclusions.
Third – read the documents carefully. Check contract terms, repayment dates, rates and interest periods. Pay attention to what you are in the event of late repayment. Find out if you can suspend or extend your debt repayment date and under what conditions.
If you do not understand any information contained in the contract – call the helpline and ask a company employee. It will definitely dispel your doubts.
Of course, before you make any claim, carefully check the loan agreement. Often, customers feel “stretched” at high costs, even though they have previously given their consent when signing the contract. In that case, when we have a chance to make a complaint.
There are several situations that will allow you to advertise a loan. You can do it when:
As you can see, as clients of loan companies we are secured in many situations, which is worth keeping in mind.
There is one basic thing to keep in mind. We will not discover America by repeating once again the basic principle of concluding any contracts: Be careful and, above all, read the entire contract.
Regardless of how much you are in a hurry – reading documents and asking a few questions can effectively protect you from financial fraud. Remember – the prudent always insured.